Ratio	Effective Date	
023.09%	1/1/2024
022.35%	11/15/2023
015.14%	1/1/2023
014.54%	12/15/2022
015.03%	1/1/2022
015.36%	1/1/2021
015.27%	1/1/2020
015.47%	4/1/2019
016.17%	1/1/2019
016.83%	1/1/2018
016.91%	7/1/2017
017.75%	1/1/2017
017.64%	7/1/2016
018.53%	1/1/2016
021.46%	9/1/2015
022.54%	1/1/2015
026.25%	7/1/2014
026.89%	1/1/2014