Ratio	Effective Date	
008.21%	1/17/2024
008.86%	1/19/2023
010.40%	1/18/2022
013.14%	1/12/2021
011.84%	1/15/2020
012.43%	1/1/2020
012.07%	1/1/2019
011.73%	7/1/2018
011.75%	1/1/2018
011.92%	7/1/2017
011.94%	1/1/2017
011.63%	1/1/2016
011.20%	1/1/2015
012.68%	1/1/2014