Ratio	Effective Date	
008.55%	1/17/2024
008.21%	1/19/2023
008.28%	1/18/2022
009.50%	1/12/2021
009.95%	1/15/2020
010.45%	1/1/2020
010.31%	1/3/2019
010.83%	1/1/2019
010.52%	1/4/2018
011.04%	1/1/2018
011.47%	1/5/2017
014.13%	1/6/2016
013.07%	1/2/2015
015.62%	1/2/2014