Ratio Effective Date 010.01% 1/17/2024 009.48% 1/19/2023 009.56% 1/18/2022 009.91% 1/12/2021 008.09% 1/15/2020 008.50% 1/1/2020 008.25% 1/3/2019 008.66% 1/1/2019 008.42% 1/4/2018 008.84% 1/1/2018 010.71% 1/5/2017 010.91% 1/6/2016 012.67% 1/2/2015 013.21% 1/2/2014